13F holdings as of 2025-09-30 · vs 2025-06-30 · long US-listed positions only
| # | Holding | Shares | Value | % of 13F | QoQ Δ | |
|---|---|---|---|---|---|---|
| 1 | VTIVANGUARD INDEX FDS | ADD | 152K | $49.8M | 21.3% | +$3.9M |
| 2 | VEUVANGUARD INTL EQUITY INDEX F | ADD | 519K | $37.1M | 15.8% | +$2.8M |
| 3 | VNQVANGUARD INDEX FDS | ADD | 184K | $16.8M | 7.2% | +$1.8M |
| 4 | SLYVSPDR SERIES TRUST | ADD | 187K | $16.6M | 7.1% | +$2.2M |
| 5 | BNDVANGUARD BD INDEX FDS | ADD | 190K | $14.2M | 6.1% | +$541K |
| 6 | VWOVANGUARD INTL EQUITY INDEX F | ADD | 225K | $12.2M | 5.2% | +$1.3M |
| 7 | VXUSVANGUARD STAR FDS | ADD | 159K | $11.7M | 5.0% | +$906K |
| 8 | SPDWSPDR INDEX SHS FDS | ADD | 227K | $9.7M | 4.2% | +$987K |
| 9 | SCHBSCHWAB STRATEGIC TR | ADD | 376K | $9.7M | 4.1% | +$982K |
| 10 | VBRVANGUARD INDEX FDS | TRIM | 43K | $9.0M | 3.9% | +$506K |
| 11 | MUBISHARES TR | ADD | 59K | $6.3M | 2.7% | +$985K |
| 12 | SPEMSPDR INDEX SHS FDS | TRIM | 114K | $5.3M | 2.3% | +$449K |
| 13 | VTEBVANGUARD MUN BD FDS | ADD | 93K | $4.6M | 2.0% | +$131K |
| 14 | AAPLAPPLE INC | TRIM | 16K | $4.1M | 1.8% | +$781K |
| 15 | SPYGSPDR SERIES TRUST | TRIM | 29K | $3.1M | 1.3% | +$268K |
| 16 | SCHFSCHWAB STRATEGIC TR | ADD | 122K | $2.8M | 1.2% | +$230K |
| 17 | SPYVSPDR SERIES TRUST | TRIM | 44K | $2.4M | 1.0% | +$2K |
| 18 | VBILVANGUARD INSTL INDEX FD | 27K | $2.0M | 0.9% | +$2K | |
| 19 | SPTMSPDR SERIES TRUST | TRIM | 24K | $2.0M | 0.8% | +$110K |
| 20 | SCHHSCHWAB STRATEGIC TR | ADD | 72K | $1.6M | 0.7% | +$131K |
| 21 | MSFTMICROSOFT CORP | 2K | $1.2M | 0.5% | +$49K | |
| 22 | VEAVANGUARD TAX-MANAGED FDS | 17K | $1.0M | 0.4% | +$51K | |
| 23 | VBKVANGUARD INDEX FDS | TRIM | 3K | $992K | 0.4% | -$108K |
| 24 | SPABSPDR SERIES TRUST | ADD | 37K | $949K | 0.4% | +$184K |
| 25 | VTWVVANGUARD SCOTTSDALE FDS | TRIM | 6K | $932K | 0.4% | +$92K |
| 26 | AVGOBROADCOM INC | 2K | $608K | 0.3% | +$100K | |
| 27 | USRTISHARES TR | ADD | 10K | $563K | 0.2% | +$127K |
| 28 | QQQINVESCO QQQ TR | 912 | $548K | 0.2% | +$44K | |
| 29 | GOOGALPHABET INC | 2K | $471K | 0.2% | +$128K | |
| 30 | VOOVANGUARD INDEX FDS | ADD | 710 | $435K | 0.2% | +$37K |
| 31 | SCHASCHWAB STRATEGIC TR | TRIM | 13K | $376K | 0.2% | +$32K |
| 32 | JPMJPMORGAN CHASE & CO | 1K | $366K | 0.2% | +$30K | |
| 33 | AJGGALLAGHER ARTHUR J & CO | TRIM | 1K | $358K | 0.2% | -$13K |
| 34 | VTVVANGUARD INDEX FDS | 2K | $306K | 0.1% | +$16K | |
| 35 | VIGVANGUARD SPECIALIZED FUNDS | 1K | $303K | 0.1% | +$16K | |
| 36 | SPYSTATE STR SPDR S&P 500 ETF T | ADD | 447 | $298K | 0.1% | +$33K |
| 37 | AMZNAMAZON COM INC | TRIM | 1K | $297K | 0.1% | -$4K |
| 38 | SLYGSPDR SERIES TRUST | 3K | $282K | 0.1% | +$17K | |
| 39 | IEMGISHARES INC | TRIM | 4K | $276K | 0.1% | +$2K |
| 40 | ITOTISHARES TR | 2K | $235K | 0.1% | +$17K | |
| 41 | ARESARES MANAGEMENT CORPORATION | 1K | $232K | 0.1% | -$19K | |
| 42 | CATCATERPILLAR INC | NEW | 484 | $231K | 0.1% | new |
| 43 | DGROISHARES TR | 3K | $227K | 0.1% | +$14K | |
| 44 | ABBVABBVIE INC | NEW | 930 | $215K | 0.1% | new |
| 45 | DESWISDOMTREE TR | TRIM | 6K | $214K | 0.1% | +$7K |
| 46 | VVISA INC | 617 | $211K | 0.1% | -$8K | |
| 47 | SDYSPDR SERIES TRUST | 1K | $207K | 0.1% | +$6K | |
| 48 | XOMEXXON MOBIL CORP | NEW | 2K | $203K | 0.1% | new |
| 49 | VTIPVANGUARD MALVERN FDS | TRIM | 4K | $202K | 0.1% | -$604K |
| 50 | IVWISHARES TR | NEW | 2K | $202K | 0.1% | new |
Source: SEC Form 13F. Values are as-of 2025-09-30 (quarter-end), not live. Percentages are of reported 13F value, not the fund’s full AUM (13F excludes shorts, cash, bonds, most non-US holdings).