13F holdings as of 2024-12-31 · vs 2024-09-30 · long US-listed positions only
| # | Holding | Shares | Value | % of 13F | QoQ Δ | |
|---|---|---|---|---|---|---|
| 1 | VTIVANGUARD INDEX FDS | ADD | 143K | $41.5M | 23.6% | +$3.4M |
| 2 | VEUVANGUARD INTL EQUITY INDEX F | ADD | 455K | $26.1M | 14.8% | +$1.9M |
| 3 | SLYVSPDR SERIES TRUST | ADD | 177K | $15.4M | 8.8% | +$1.1M |
| 4 | VNQVANGUARD INDEX FDS | ADD | 131K | $11.6M | 6.6% | -$219K |
| 5 | BNDVANGUARD BD INDEX FDS | ADD | 159K | $11.4M | 6.5% | +$274K |
| 6 | VXUSVANGUARD STAR FDS | ADD | 133K | $7.8M | 4.4% | +$310K |
| 7 | VWOVANGUARD INTL EQUITY INDEX F | ADD | 176K | $7.7M | 4.4% | -$198K |
| 8 | MUBISHARES TR | ADD | 66K | $7.0M | 4.0% | +$1.1M |
| 9 | SPDWSPDR INDEX SHS FDS | ADD | 185K | $6.3M | 3.6% | +$251K |
| 10 | SCHBSCHWAB STRATEGIC TR | ADD | 246K | $5.6M | 3.2% | +$522K |
| 11 | VBRVANGUARD INDEX FDS | TRIM | 26K | $5.2M | 2.9% | -$80K |
| 12 | AAPLAPPLE INC | ADD | 16K | $4.1M | 2.3% | +$1.1M |
| 13 | SPEMSPDR INDEX SHS FDS | ADD | 102K | $3.9M | 2.2% | -$235K |
| 14 | SPYGSPDR SERIES TRUST | TRIM | 27K | $2.4M | 1.4% | -$159K |
| 15 | VTEBVANGUARD MUN BD FDS | ADD | 47K | $2.4M | 1.3% | +$75K |
| 16 | SPYVSPDR SERIES TRUST | TRIM | 45K | $2.3M | 1.3% | -$301K |
| 17 | VBKVANGUARD INDEX FDS | TRIM | 7K | $2.0M | 1.1% | -$192K |
| 18 | SPTMSPDR SERIES TRUST | TRIM | 25K | $1.8M | 1.0% | +$5K |
| 19 | SCHFSCHWAB STRATEGIC TR | ADD | 95K | $1.8M | 1.0% | -$11K |
| 20 | SCHHSCHWAB STRATEGIC TR | ADD | 49K | $1.0M | 0.6% | +$70K |
| 21 | MSFTMICROSOFT CORP | 2K | $949K | 0.5% | -$20K | |
| 22 | VEAVANGUARD TAX-MANAGED FDS | TRIM | 18K | $877K | 0.5% | -$105K |
| 23 | VTIPVANGUARD MALVERN FDS | TRIM | 16K | $773K | 0.4% | -$44K |
| 24 | SPABSPDR SERIES TRUST | ADD | 23K | $570K | 0.3% | +$46K |
| 25 | VOOVANGUARD INDEX FDS | ADD | 832 | $448K | 0.3% | +$36K |
| 26 | QQQINVESCO QQQ TR | 862 | $441K | 0.3% | +$20K | |
| 27 | AVGOBROADCOM INC | TRIM | 2K | $417K | 0.2% | +$106K |
| 28 | AMZNAMAZON COM INC | TRIM | 2K | $386K | 0.2% | +$34K |
| 29 | SLYGSPDR SERIES TRUST | TRIM | 4K | $366K | 0.2% | -$15K |
| 30 | GOOGALPHABET INC | 2K | $366K | 0.2% | +$45K | |
| 31 | AJGGALLAGHER ARTHUR J & CO | 1K | $327K | 0.2% | +$3K | |
| 32 | SCHASCHWAB STRATEGIC TR | ADD | 12K | $314K | 0.2% | +$15K |
| 33 | JPMJPMORGAN CHASE & CO | 1K | $296K | 0.2% | +$36K | |
| 34 | VIGVANGUARD SPECIALIZED FUNDS | 1K | $275K | 0.2% | -$3K | |
| 35 | USRTISHARES TR | TRIM | 5K | $262K | 0.1% | -$68K |
| 36 | ARESARES MANAGEMENT CORPORATION | 1K | $257K | 0.1% | +$31K | |
| 37 | VTVVANGUARD INDEX FDS | 1K | $251K | 0.1% | -$8K | |
| 38 | HDHOME DEPOT INC | 586 | $228K | 0.1% | -$9K | |
| 39 | DESWISDOMTREE TR | 7K | $223K | 0.1% | -$911 | |
| 40 | ITOTISHARES TR | 2K | $220K | 0.1% | +$5K | |
| 41 | DGROISHARES TR | 3K | $205K | 0.1% | -$5K |
Source: SEC Form 13F. Values are as-of 2024-12-31 (quarter-end), not live. Percentages are of reported 13F value, not the fund’s full AUM (13F excludes shorts, cash, bonds, most non-US holdings).