Cypress Financial Planning LLC

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13F holdings as of 2025-12-31 · vs 2025-09-30 · long US-listed positions only

2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30

Reported 13F value

$357.7M

Positions

102

New this quarter

Exited this quarter

Top-10 concentration

71%

Options (notional)0 calls · $03 puts · $4.5M

#	Holding		Shares	Value	% of 13F	QoQ Δ
1	VCITVANGUARD SCOTTSDALE FDS	ADD	442K	$37.1M	10.4%	+$1.0M
2	IVVISHARES TR	ADD	51K	$35.2M	9.8%	+$1.2M
3	VGITVANGUARD SCOTTSDALE FDS	ADD	578K	$34.7M	9.7%	+$7.1M
4	VCSHVANGUARD SCOTTSDALE FDS	ADD	426K	$34.0M	9.5%	+$6.8M
5	VEAVANGUARD TAX-MANAGED FDS	ADD	483K	$30.3M	8.5%	+$3.2M
6	VXFVANGUARD INDEX FDS	ADD	113K	$23.8M	6.7%	+$294K
7	DGROISHARES TR	ADD	245K	$17.2M	4.8%	+$3.8M
8	VNQVANGUARD INDEX FDS	TRIM	191K	$17.0M	4.8%	-$6.6M
9	ANGLVANECK ETF TRUST	ADD	467K	$13.7M	3.8%	+$665K
10	VWOVANGUARD INTL EQUITY INDEX F	ADD	188K	$10.1M	2.8%	+$358K
11	IEFAISHARES TR	ADD	111K	$10.0M	2.8%	+$702K
12	VIGVANGUARD SPECIALIZED FUNDS	ADD	38K	$8.3M	2.3%	+$232K
13	SPYSTATE STR SPDR S&P 500 ETF T	ADD	11K	$7.3M	2.0%	+$862K
14	MSMORGAN STANLEY	ADD	38K	$6.8M	1.9%	+$760K
15	COFCAPITAL ONE FINL CORP	TRIM	23K	$5.5M	1.5%	+$691K
16	IEMGISHARES INC	ADD	58K	$3.9M	1.1%	+$272K
17	SCHGSCHWAB STRATEGIC TR	NEW	100K	$3.3M	0.9%	new
18	SCHVSCHWAB STRATEGIC TR	NEW	110K	$3.3M	0.9%	new
19	AAPLAPPLE INC	ADD	11K	$3.0M	0.8%	+$733K
20	LMTLOCKHEED MARTIN CORP	TRIM	4K	$2.0M	0.5%	-$81K
21	IJRISHARES TR	TRIM	16K	$2.0M	0.5%	+$12K
22	BRK/BBERKSHIRE HATHAWAY INC DEL	ADD	4K	$1.9M	0.5%	+$9K
23	VUGVANGUARD INDEX FDS	ADD	4K	$1.8M	0.5%	+$636K
24	AMZNAMAZON COM INC	ADD	7K	$1.6M	0.4%	+$93K
25	SJNKSPDR SERIES TRUST	ADD	63K	$1.6M	0.4%	+$115K
26	IEFISHARES TR	TRIM	16K	$1.5M	0.4%	-$18K
27	DFCFDIMENSIONAL ETF TRUST	NEW	32K	$1.4M	0.4%	new
28	MUBISHARES TR	ADD	12K	$1.3M	0.4%	+$389K
29	DFSDDIMENSIONAL ETF TRUST	NEW	27K	$1.3M	0.4%	new
30	DGCBDIMENSIONAL ETF TRUST	NEW	24K	$1.3M	0.4%	new
31	VGKVANGUARD INTL EQUITY INDEX F		13K	$1.1M	0.3%	+$54K
32	LQDISHARES TR	ADD	9K	$999K	0.3%	+$88K
33	DECPPGIM ROCK ETF TR	NEW	32K	$969K	0.3%	new
34	PSEPINNOVATOR ETFS TRUST	TRIM	22K	$961K	0.3%	-$20K
35	SHMSPDR SERIES TRUST	ADD	20K	$940K	0.3%	+$5K
36	NFLXNETFLIX INC.	ADD	10K	$913K	0.3%	-$313K
37	EFAISHARES TR	TRIM	9K	$880K	0.2%	+$20K
38	DISVDIMENSIONAL ETF TRUST	NEW	23K	$866K	0.2%	new
39	IWFISHARES TR		2K	$848K	0.2%	+$15K
40	DFASDIMENSIONAL ETF TRUST	NEW	12K	$836K	0.2%	new
41	VTIVANGUARD INDEX FDS	TRIM	2K	$786K	0.2%	+$4K
42	JPMJPMORGAN CHASE & CO	ADD	2K	$745K	0.2%	+$287K
43	TFISPDR SERIES TRUST	TRIM	16K	$744K	0.2%	-$114K
44	SCHXSCHWAB STRATEGIC TR	TRIM	27K	$736K	0.2%	-$66K
45	VTVVANGUARD INDEX FDS	ADD	4K	$704K	0.2%	+$481K
46	VVISA INC	NEW	2K	$690K	0.2%	new
47	MSFTMICROSOFT CORP	ADD	1K	$685K	0.2%	-$36K
48	GOOGALPHABET INC	ADD	2K	$683K	0.2%	+$157K
49	HYDVANECK ETF TRUST	TRIM	13K	$655K	0.2%	-$90K
50	VTEBVANGUARD MUN BD FDS	NEW	13K	$632K	0.2%	new
51	SPDWSPDR INDEX SHS FDS	ADD	14K	$623K	0.2%	+$236K
52	JOHNSON CONTROLS INTERNATION	ADD	5K	$621K	0.2%	+$57K
53	SPIBSPDR SERIES TRUST	ADD	18K	$610K	0.2%	+$274K
54	NVDANVIDIA CORPORATION	TRIM	3K	$603K	0.2%	-$132K
55	DUSBDIMENSIONAL ETF TRUST	ADD	12K	$597K	0.2%	+$255K
56	SPYMSPDR SERIES TRUST	TRIM	7K	$579K	0.2%	+$3K
57	IJSISHARES TR	ADD	5K	$548K	0.2%	+$20K
58	PJULINNOVATOR ETFS TRUST	TRIM	11K	$503K	0.1%	-$33K
59	VOOVANGUARD INDEX FDS	TRIM	789	$499K	0.1%	-$22K
60	IWMISHARES TR	TRIM	2K	$496K	0.1%	+$8K
61	VBVANGUARD INDEX FDS	ADD	2K	$476K	0.1%	+$90K
62	USEWEA SERIES TRUST	NEW	9K	$461K	0.1%	new
63	IDECINNOVATOR ETFS TRUST	ADD	14K	$460K	0.1%	+$82K
64	MCDMCDONALDS CORP	NEW	1K	$433K	0.1%	new
65	ISEPINNOVATOR ETFS TRUST	TRIM	13K	$430K	0.1%	+$3K
66	PAUGINNOVATOR ETFS TRUST	TRIM	10K	$424K	0.1%	-$207K
67	PFEBINNOVATOR ETFS TRUST	TRIM	10K	$417K	0.1%	-$24K
68	PNOVINNOVATOR ETFS TRUST	ADD	10K	$415K	0.1%	+$32K
69	IOCTINNOVATOR ETFS TRUST	TRIM	12K	$404K	0.1%	+$7K
70	QCOMQUALCOMM INC	ADD	2K	$380K	0.1%	+$17K
71	HEFAISHARES TR	TRIM	9K	$374K	0.1%	+$16K
72	PEPPEPSICO INC	NEW	3K	$373K	0.1%	new
73	SHOPSHOPIFY INC		2K	$363K	0.1%	+$34K
74	UANCVR PARTNERS LP/CVR NITROGEN		4K	$344K	0.1%	+$29K
75	AMTAMERICAN TOWER CORP	ADD	2K	$343K	0.1%	-$30K
76	INOVINNOVATOR ETFS TRUST	NEW	10K	$339K	0.1%	new
77	POCTINNOVATOR ETFS TRUST	TRIM	8K	$338K	0.1%	-$150K
78	IBMINTERNATIONAL BUSINESS MACHS	ADD	1K	$333K	0.1%	+$23K
79	TSLATESLA INC	ADD	730	$332K	0.1%	+$13K
80	IYRISHARES TR	TRIM	3K	$331K	0.1%	-$259K
81	XLFSELECT SECTOR SPDR TR	TRIM	6K	$324K	0.1%	-$8.3M
82	DFEVDIMENSIONAL ETF TRUST	NEW	9K	$309K	0.1%	new
83	IJULINNOVATOR ETFS TRUST	TRIM	9K	$309K	0.1%	-$60K
84	IDEVISHARES TR	NEW	4K	$299K	0.1%	new
85	PDECINNOVATOR ETFS TRUST	TRIM	7K	$298K	0.1%	-$270K
86	UNHUNITEDHEALTH GROUP INC	ADD	896	$298K	0.1%	-$356
87	XOMEXXON MOBIL CORP	ADD	2K	$295K	0.1%	+$95K
88	ABBVABBVIE INC	ADD	1K	$291K	0.1%	-$98
89	EAELECTRONIC ARTS INC	ADD	1K	$287K	0.1%	+$5K
90	PMAYINNOVATOR ETFS TRUST	TRIM	7K	$286K	0.1%	+$4K
91	PBNVPGIM ROCK ETF TR	NEW	9K	$263K	0.1%	new
92	SPSBSPDR SERIES TRUST	ADD	9K	$262K	0.1%	+$43K
93	SCHHSCHWAB STRATEGIC TR	TRIM	12K	$252K	0.1%	-$38K
94	VBKVANGUARD INDEX FDS	NEW	825	$251K	0.1%	new
95	SPSMSPDR SERIES TRUST	TRIM	5K	$243K	0.1%	-$103
96	PLTRPALANTIR TECHNOLOGIES INC		1K	$228K	0.1%	-$2K
97	AVGOBROADCOM INC	TRIM	640	$224K	0.1%	-$18K
98	IJUNINNOVATOR ETFS TRUST		8K	$223K	0.1%	+$7K
99	JNKSPDR SERIES TRUST	TRIM	2K	$221K	0.1%	-$12K
100	PGPROCTER & GAMBLE CO	TRIM	2K	$219K	0.1%	-$46K

Showing the top 100 of 102 positions by value.

Source: SEC Form 13F. Values are as-of 2025-12-31 (quarter-end), not live. Percentages are of reported 13F value, not the fund’s full AUM (13F excludes shorts, cash, bonds, most non-US holdings).