Berkshire Money Management, INC.

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13F holdings as of 2025-12-31 · vs 2025-09-30 · long US-listed positions only

2026-03-31 2025-12-31 2025-09-30 2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30

Reported 13F value

$1.05B

Positions

131

New this quarter

Exited this quarter

Top-10 concentration

73%

#	Holding		Shares	Value	% of 13F	QoQ Δ
1	SPYSTATE STR SPDR S&P 500 ETF T	TRIM	341K	$232.4M	22.2%	+$5.1M
2	DIASTATE STR SPDR DOW JONES IND	ADD	207K	$99.3M	9.5%	+$6.2M
3	QQQINVESCO QQQ TR	ADD	132K	$80.9M	7.7%	+$2.5M
4	KAUGINNOVATOR ETFS TRUST	ADD	2.5M	$66.2M	6.3%	+$2.6M
5	VIGVANGUARD SPECIALIZED FUNDS	TRIM	283K	$62.2M	5.9%	+$1.1M
6	RSPINVESCO EXCHANGE TRADED FD T	ADD	299K	$57.3M	5.5%	+$3.7M
7	IWFISHARES TR	ADD	115K	$54.3M	5.2%	+$1.1M
8	SJNKSPDR SERIES TRUST	ADD	1.8M	$44.5M	4.2%	+$807K
9	IVEISHARES TR	ADD	152K	$32.3M	3.1%	+$901K
10	BSVVANGUARD BD INDEX FDS	TRIM	407K	$32.1M	3.1%	-$6.4M
11	PJUNINNOVATOR ETFS TRUST	ADD	637K	$26.7M	2.5%	+$525K
12	VUGVANGUARD INDEX FDS	ADD	54K	$26.6M	2.5%	+$1.2M
13	XLUSELECT SECTOR SPDR TR	ADD	576K	$24.6M	2.3%	-$17K
14	BILSPDR SERIES TRUST	ADD	251K	$23.0M	2.2%	+$532K
15	MOATVANECK ETF TRUST	ADD	213K	$22.0M	2.1%	+$1.4M
16	THNQEXCHANGE TRADED CONCEPTS TRU	ADD	241K	$15.3M	1.5%	+$324K
17	JNKSPDR SERIES TRUST	ADD	156K	$15.2M	1.4%	+$5.1M
18	IGPTINVESCO EXCHANGE TRADED FD T	ADD	246K	$14.6M	1.4%	+$1.4M
19	AAPLAPPLE INC	ADD	27K	$7.3M	0.7%	+$1.2M
20	GRNYTIDAL TRUST I	ADD	288K	$7.1M	0.7%	+$988K
21	BFEBINNOVATOR ETFS TRUST	TRIM	141K	$6.9M	0.7%	+$200K
22	KJANINNOVATOR ETFS TRUST	TRIM	149K	$6.2M	0.6%	-$16K
23	QQQEDIREXION SHARES ETF TRUST	TRIM	55K	$5.7M	0.5%	-$57K
24	KAPRINNOVATOR ETFS TRUST	TRIM	100K	$3.5M	0.3%	+$67K
25	VOOVANGUARD INDEX FDS	NEW	6K	$3.5M	0.3%	new
26	MTUMISHARES TR	ADD	14K	$3.5M	0.3%	+$410K
27	UJANINNOVATOR ETFS TRUST		80K	$3.5M	0.3%	+$91K
28	MSFTMICROSOFT CORP	NEW	6K	$3.1M	0.3%	new
29	NVDANVIDIA CORPORATION	ADD	17K	$3.1M	0.3%	+$116K
30	BOCTINNOVATOR ETFS TRUST	TRIM	56K	$2.7M	0.3%	+$18K
31	AMZNAMAZON COM INC	ADD	11K	$2.5M	0.2%	+$181K
32	OEFISHARES TR	NEW	7K	$2.2M	0.2%	new
33	PJULINNOVATOR ETFS TRUST		44K	$2.0M	0.2%	+$37K
34	AVGOBROADCOM INC	NEW	6K	$1.9M	0.2%	new
35	BJULINNOVATOR ETFS TRUST	TRIM	35K	$1.8M	0.2%	+$4K
36	IWMISHARES TR	NEW	7K	$1.7M	0.2%	new
37	VOTVANGUARD INDEX FDS	NEW	6K	$1.7M	0.2%	new
38	GOOGLALPHABET INC	NEW	5K	$1.6M	0.2%	new
39	VONEVANGUARD SCOTTSDALE FDS	NEW	5K	$1.6M	0.2%	new
40	VCSHVANGUARD SCOTTSDALE FDS	ADD	19K	$1.5M	0.1%	+$56K
41	VVVANGUARD INDEX FDS	NEW	4K	$1.4M	0.1%	new
42	MDYSTATE STR SPDR S&P MIDCAP 40	NEW	2K	$1.3M	0.1%	new
43	BJANINNOVATOR ETFS TRUST	TRIM	23K	$1.3M	0.1%	+$28K
44	XOMEXXON MOBIL CORP	TRIM	10K	$1.2M	0.1%	+$34K
45	SMHVANECK ETF TRUST	NEW	3K	$1.2M	0.1%	new
46	IGVISHARES TR	NEW	11K	$1.2M	0.1%	new
47	RTXRTX CORPORATION	NEW	6K	$1.2M	0.1%	new
48	IVVISHARES TR	NEW	2K	$1.1M	0.1%	new
49	SGOVISHARES TR		11K	$1.1M	0.1%	-$3K
50	METAMETA PLATFORMS INC	NEW	2K	$1.1M	0.1%	new
51	BAPRINNOVATOR ETFS TRUST		21K	$1.0M	0.1%	+$23K
52	KDECINNOVATOR ETFS TRUST	TRIM	39K	$995K	0.1%	-$1K
53	BNOVINNOVATOR ETFS TRUST	ADD	21K	$952K	0.1%	+$49K
54	USMVISHARES TR	TRIM	10K	$947K	0.1%	-$4.7M
55	XLVSELECT SECTOR SPDR TR	NEW	5K	$835K	0.1%	new
56	BRK/BBERKSHIRE HATHAWAY INC DEL	NEW	2K	$810K	0.1%	new
57	VVISA INC	NEW	2K	$698K	0.1%	new
58	MGKVANGUARD WORLD FD	NEW	2K	$693K	0.1%	new
59	NJANINNOVATOR ETFS TRUST		12K	$662K	0.1%	+$21K
60	BSEPINNOVATOR ETFS TRUST		13K	$625K	0.1%	+$12K
61	COSTCOSTCO WHOLESALE CORPORATION	NEW	702	$605K	0.1%	new
62	FDNFIRST TR EXCHANGE-TRADED FD	NEW	2K	$589K	0.1%	new
63	BSCQINVESCO EXCH TRD SLF IDX FD		29K	$567K	0.1%	+$434
64	GOOGALPHABET INC	NEW	2K	$554K	0.1%	new
65	BAUGINNOVATOR ETFS TRUST	TRIM	11K	$540K	0.1%	-$31K
66	JPMJPMORGAN CHASE & CO	NEW	2K	$521K	0.0%	new
67	TFCTRUIST FINL CORP	TRIM	10K	$502K	0.0%	+$31K
68	PNOVINNOVATOR ETFS TRUST		12K	$496K	0.0%	+$9K
69	PRKPARK NATL CORP	NEW	3K	$491K	0.0%	new
70	TSLATESLA INC	NEW	1K	$488K	0.0%	new
71	PHPARKER-HANNIFIN CORP	NEW	552	$485K	0.0%	new
72	SPLVINVESCO EXCH TRADED FD TR II	NEW	7K	$470K	0.0%	new
73	GLDSPDR GOLD TR	NEW	1K	$462K	0.0%	new
74	HDHOME DEPOT INC	NEW	1K	$450K	0.0%	new
75	XLISELECT SECTOR SPDR TR	NEW	3K	$444K	0.0%	new
76	AMDADVANCED MICRO DEVICES INC	NEW	2K	$440K	0.0%	new
77	VOOVVANGUARD ADMIRAL FDS INC	NEW	2K	$439K	0.0%	new
78	BABOEING CO	NEW	2K	$420K	0.0%	new
79	MAMASTERCARD INCORPORATED	NEW	729	$416K	0.0%	new
80	BSCSINVESCO EXCH TRD SLF IDX FD		20K	$415K	0.0%	+$605
81	KOCOCA COLA CO	NEW	6K	$410K	0.0%	new
82	SDYSPDR SERIES TRUST	NEW	3K	$407K	0.0%	new
83	PJANINNOVATOR ETFS TRUST	NEW	8K	$386K	0.0%	new
84	MUMICRON TECHNOLOGY INC	NEW	1K	$382K	0.0%	new
85	LLYELI LILLY & CO	NEW	346	$371K	0.0%	new
86	IYJISHARES TR	NEW	3K	$370K	0.0%	new
87	WWAYFAIR INC	NEW	3K	$350K	0.0%	new
88	PGPROCTER & GAMBLE CO	NEW	2K	$348K	0.0%	new
89	JNJJOHNSON & JOHNSON	NEW	2K	$339K	0.0%	new
90	EMREMERSON ELEC CO	NEW	3K	$336K	0.0%	new
91	GDGENERAL DYNAMICS CORP	NEW	989	$333K	0.0%	new
92	LQDISHARES TR	NEW	3K	$328K	0.0%	new
93	CSXCSX CORP	NEW	9K	$322K	0.0%	new
94	HLTHILTON WORLDWIDE HLDGS INC	NEW	1K	$320K	0.0%	new
95	POCTINNOVATOR ETFS TRUST	NEW	7K	$309K	0.0%	new
96	DLNWISDOMTREE TR	NEW	4K	$308K	0.0%	new
97	ADIANALOG DEVICES INC	NEW	1K	$303K	0.0%	new
98	BJUNINNOVATOR ETFS TRUST	NEW	6K	$296K	0.0%	new
99	MGCVANGUARD WORLD FD	NEW	1K	$295K	0.0%	new
100	MMTMSPDR SERIES TRUST	NEW	994	$290K	0.0%	new

Showing the top 100 of 131 positions by value.

Source: SEC Form 13F. Values are as-of 2025-12-31 (quarter-end), not live. Percentages are of reported 13F value, not the fund’s full AUM (13F excludes shorts, cash, bonds, most non-US holdings).